Learn more about Aaron's Rent to Own
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Enjoy lease protection benefits, discount health and wellness services, dining, shopping, & consumer savings.


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for just
$11.99/month

What is Aaron's Club?

Aaron's Club is an optional and convenient membership program that protects your lease and gives you valuable discounts on restaurants, shopping, health and wellness services and more!


Enhance your life as a Club member with benefits

Browse the full list of benefits below. Not all members are eligible for all benefits. For more information including important disclosures, limitations and restrictions of the benefits, see a store associate for membership materials.

umbrella iconLease Protection Benefits

Involuntary Unemployment Payment Waiver

  • This benefit may help the member with their lease payment(s) in the event they are fired, involuntarily laid off or suspended, out of work due to an authorized unionized strike, labor dispute by a chartered or previously organized trade or labor union, or if their place of employment closes.
  • The member’s lease payment(s) will be waived for up to four months, for a maximum of $1,000 for all lease agreements combined or until they return to work (whichever occurs first).
  • Payment waivers apply to the member(s) who are listed on and have signed the lease agreement(s). In the event that both persons named on the lease agreement become unemployed, only one payment waiver shall be applied.
  • Must be a member in good standing at the time of unemployment.
  • Must be unemployed for a minimum of 30 days to become eligible for a payment waiver.

No waiver will be approved or paid for the following:

  • Lease agreement(s) executed on or after the first day of unemployment.
  • Unemployment due to death or any situation of disability, sickness or disease.
  • Off work on family leave or during pregnancy and childbirth.
  • If the customer was not a club member prior to becoming involuntarily unemployed.
  • If the member’s unemployment benefits are denied.
  • Involuntary Unemployment Payment Waivers filed after 90 days from the date of loss.

Accident & Sickness Payment Waiver

  • In the event of a covered accident or sickness, the member’s monthly lease payment(s) will be waived including applicable sales tax and other covered fees up to the limits below.
  • The member’s lease payment(s) will be waived for up to four months, for a maximum of $1,000 for all lease agreements combined or until they return to work (whichever occurs first).
  • Following the member’s return to work and/or completion of payment waiver(s), their account may become re-eligible for payment waiver(s) once a four-month period has passed.
  • Payment waivers only apply to the first two persons listed on the lease agreement.
  • Must be a member in good standing on both their lease agreement(s) and Aaron’s Club membership payments at the time of becoming unable to work due to injury or sickness.
  • Must be unable to work for a minimum of 30 days to become eligible for a payment waiver. Upon approval of the waiver request, the waiver will be applied to the lease agreement(s) after day 30 of being unable to work due to sickness or injury.
  • The waiver will be applied retroactively to the first day of verified inability to work.
  • Waiver(s) will continue to be applied to the lease agreement(s) after each 30-day period of confirmed inability to work due to injury or sickness.

No waiver will be approved or paid for the following:

  • Any customer who was not an active paid member of the club program prior to becoming unable to work due to injury or sickness.
  • Any lease agreement executed on or after the first day of injury or sickness.
  • Unable to work due to pregnancy, childbirth or elective surgery.
  • Unable to work due to a mental disorder, including but not limited to depression, stress or nerves.
  • Intentionally self-inflicted injury, including attempted suicide.
  • If the member is under the influence of alcohol or drugs except as prescribed by a doctor.
  • Disability as a result from an act of war or military service.
  • Accident and Sickness Payment Waivers filed after 90 days from the date of injury or sickness.

Lease Protection
(Not available in CA)

  • This benefit allows members to lease replacement merchandise with a discount ownership plan so they can continue to lease without starting over should they suffer a loss resulting from: fire/smoke damage, windstorm/lightning/flood/hail damage or theft.
  • For a covered theft loss, the merchandise must be removed from a locked and secured building with visible signs of forced entry to the exterior.
  • Eligibility for this protection is available as long as the member is leasing a product and their lease payment and membership payments in Aaron's Club are current.
  • If a member’s leased merchandise is damaged beyond repair, stolen or destroyed by a covered event they will be allowed to lease same or comparable product discounted so that they have the same monthly payment and an ownership plan equal to the number of months remaining on the original lease agreement.
  • This benefit does not cover any liability a member may have under the original lease agreement.

No waiver will be approved or paid for the following:

  • Loss or damage due to misuse, abuse, neglect, vandalism, normal wear and tear, mysterious disappearance and abandonment.
  • Lease Protection requests filed after 90 days from the date of loss.

Courtesy Waiver

  • The remaining lease payment(s) will be waived in the event of the death of any member named on the lease agreement(s).
  • Member(s) must be listed on the lease agreement(s).
  • The lease agreement must be in effect at the time of the member’s death.
  • A member must be current on their club membership payments at the time of a covered loss.
  • This benefit will remain in effect as long as payments are current on the lease agreement(s) and the club program, and member(s) are not in default with any of the terms and conditions of those agreements.

No waiver will be approved or paid for the following:

  • Suicide within one year of membership and/or drug overdose unless said overdose is while under the care of a licensed physician.
  • A member’s death as a direct result or action of a family member or any person(s) listed on the lease agreement(s).
  • Courtesy Waivers filed after 90 days from the date of loss.

Paid-Out Product Service Protection
(Not available in CA)

  • This benefit only provides service after members obtain ownership of merchandise. Members will receive service on paid out merchandise for up to one year after ownership if membership is maintained in the Aaron's Club.
  • This benefit covers repair costs, including parts and labor, of all items that were covered under the original manufacturer’s warranty (subject to some exclusions).
  • This benefit covers mechanical or electrical failures unless caused by accidents, lightning or other outside influences, including but not limited to insect infestation or the introduction of foreign substances to the product.
  • Protection applies to home electronics, appliances, computers and furniture.

No waiver will be approved or paid for the following:

  • Exclusions include, but are not limited to phones, jewelry, mattresses, paintings, small electronics, iPods and similar MP3 players, clocks, exercise equipment, toolboxes, lawn mowers, items with an internal combustion engine and similar type merchandise.
  • Computer failure due to a computer virus or software you have personally installed. Restoration or updates of any software. Adaptors, chargers, power cords or any type of external components. Laptop batteries not holding a charge after 24 months from the original purchase date.
  • Product repair for merchandise damaged by abuse, fire, flood, water, windstorm, hail, lightning, earthquake, theft, insects, vermin or other external causes.
  • Normal maintenance procedures, or defects resulting from customer’s failure to perform such maintenance procedures, including any type of cleaning.
  • Maintenance items, including but not limited to items such as bulbs, filters, the refinishing or replacement of belts, hoses, cabinets, cabinet parts; plastic, porcelain or decorative parts; or any cosmetic damage.
  • Replacement of any remote control.
  • Normal wear and tear.
umbrella iconDiscount Health & Wellness Services

24/7 Telemedicine†*
(Not available in WA)

  • Consult a medical provider by phone, app or webcam at no additional cost! Call anytime, day or night for medical advice. Prescriptions when medically necessary for common medications can be written.
  • VERY IMPORTANT: In the event of a life-threatening emergency, call 911 or go to the nearest hospital emergency room for treatment.
  • Telemedicine provides online medical consultations with physicians, nurse practitioners, and physician assistants who can write prescriptions when medically necessary and permitted by state law.
  • Telemedicine is not an online pharmacy, and medications cannot be purchased or dispensed from the telemedicine provider directly.
  • Telemedicine is not a replacement for your primary care physician or an annual doctor's office visit.
  • Telemedicine is available 24/7 nationwide, subject to state regulations.

Retail Pharmacy Savings (Open Formulary)†*
(Not available in WA)

  • Save money on the cost of prescription drugs at participating pharmacies nationwide.
  • Participating pharmacies include CVS, Target, K-Mart, Kroger, Safeway and many more.
  • While savings will vary, members generally save 15% – 60% on most short-term and acute care prescriptions such as antibiotics and pain killers.

Vision and Eyewear Savings†*
(Not available in RI or WA)

  • Members have their choice of participating independent optometrists, ophthalmologists and opticians located throughout the United States.
  • Participating locations include LensCrafters, Pearle Vision, Target Optical and JCPenney Optical.
  • Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons.

Limitations / Exclusions

  • Orthoptic or vision training, subnormal vision aids and any associated supplemental testing.
  • Medical and/or surgical treatment of the eye, eyes or supporting structures.
  • Corrective eyewear required by an employer as a condition of employment, and safety eyewear unless specifically covered under plan.
  • Services provided as a result of any Worker’s Compensation law.
  • Discount is not available on those frames where the manufacturer prohibits a discount.

Dental Discounts†*
(Not available in RI or WA)

  • Visit any participating dentist and save on dental needs.
  • The dental benefit includes access to discounts on routine check-ups, fillings, crowns, braces and even cosmetic work.
  • Savings range between 15% – 50% and will vary by location and provider.

Medical Concierge†*
(Not available in WA)

  • This benefit assists in the scheduling of appointments for physicians and hard to reach specialists. It provides assistance with negotiating medical costs and in coordinating the transfer of medical records.
  • Members are responsible for payment of specific services arranged on a fee-for-service basis that are not covered by an insurance plan. Payment options are reviewed in advance of making these arrangements with providers on behalf of the member. Medical Concierge does not recommend treatment, nor is it a replacement for any health insurance plan. There is no guarantee of specific savings or results.
umbrella iconDiscounts and Deals

Discounts on Dining, Shopping, Professional Services and More!

  • After registration, members have access to thousands of deals that offer 50% off at over 300,000 online, dining, shopping and entertainment offers. Terms of use are available at aaronsclub.mymemberguide.com.
  • Download a free mobile app to enjoy savings with thousands of deals that offer 50% off at merchants nationwide. Receive additional savings, as well as grocery coupons, through the website.

Members enjoy exclusive discounts through the My Deals app!

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Additional Discount Benefits

  • Members can also save through the following benefits and services: Vehicle Service Savings / Rental Car Savings / Roadside Assistance Savings / Discounted Hotel Lodging through Choice Hotels / Grocery Coupons. Terms of use are available at aaronsclub.mymemberguide.com.
  • Discounted Hotel Lodging through Choice Hotels: Save 15% off the published lodging rates at participating Choice Hotels by phone or online using the discount code provided in the membership materials. Membership materials contain a listing of participating hotels.
  • Vehicle Service Savings: Save from 5% – 15% on specific services performed by simply showing the membership card at participating Jiffy Lube, Meineke, AAMCO or MAACO service locations.

Complimentary Legal Consultation and Discounted Attorney Fees
(Only available in FL, OK, RI and TN)

  • From divorces to immigration, membership provides a free consultation with a network attorney plus access to discounts on additional legal services.
umbrella iconAdditional Benefits for California Residents

California Roadside Assistance

  • A toll-free call will dispatch help to members for the following roadside assistance services: towing, flat tire repair, fuel/fluid delivery, jump starts, lock-out assistance or any auto malfunction.
  • Members are covered up to a maximum of $100 per incident and a maximum of three incidents per year.

Emergency Travel Expenses

  • This benefit assists members if their vehicle is inoperable due to a collision more than 100 miles away from home. Members are eligible for reimbursement of up to $100 per day for up to three days for meals and overnight lodging purchased in the vicinity of where their vehicle is being repaired. Only one reimbursement request may be submitted per incident and only the member who was operating the covered vehicle at the time of the collision may submit a reimbursement request. If the member is on vacation and their trip is interrupted as a result of a collision involving their vehicle, they may qualify for reimbursement of certain expenses incurred immediately after the accident (not to exceed 72 hours from the time of loss). The collision must occur more than 100 miles from the member’s residence, must render the vehicle inoperable and unsafe to drive, the vehicle must be towed from the scene of the accident and the repairs must be done in the vicinity of the collision. The member must be an active club member at the date of loss.

Concierge Services

  • Members enjoy concierge services at no extra cost, giving them 24/7 access to ATM locations, tee times, restaurant locations, stock reports, traffic alerts, sports scores and more.

Auto Theft Reward

  • $2,500 reward will be paid to the person who provides the information that leads to an arrest and conviction of the person who is responsible for the theft of the covered vehicle. This reward cannot be paid out to the member or any relative of the member.
  • Members can also file a claim for replacement of stolen tagged valuable articles by providing receipts, registration information, etc. on the items.

REMEMBER!

  • Aaron’s Club is optional and not required to enter into a lease with Aaron’s. You can cancel your Aaron’s Club membership at any time by contacting your local store, either in person or by telephone, online at myaccount.aarons.com or by calling 1-800-950-7368.
* Required fields have an asterisk.
Benefit Marketing Solutions icon Aaron's Club program is administered by Benefit Marketing Solutions 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244
DISCLOSURES

The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1-800-863-6617 for more information or visit aaronsclub.mymemberguide.com/locate for a list of providers. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. The Plan includes a 30-day cancellation provision. Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00

This is NOT Insurance or a Substitute for Insurance.

*Members and their immediate family have access to this benefit. “Immediate family” for this club is a spouse or domestic partner, dependent children up to the age of 26, parents in the household over the age of 60 and any other IRS dependents.