Learn more about Aaron's Rent to Own
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Rent to own
with Aaron's

Renting to own with Aaron's

A budget-friendly way to make your space feel like home. We'll make it yours. You make it you.

Enjoy the flexibility of renting to own with Aaron's! All lease renewal payments go towards ownership. Here's everything else you need to know.

Renting to own vs credit or layaway

Credit not the best?

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Even if your credit isn't the best, Aaron's offers approvals when other stores won't. Renting to own is not credit, and when you rent to own, you avoid large upfront payments by making affordable monthly payments instead. Plus, you get additional benefits that you won't get with traditional financing options.

  • icon High approvals
  • icon Flexible lease ownership plans
  • icon Pay your way with EZPay Autopay
  • icon Free Delivery & set up
  • icon Return at anytime
  • iconMay add debt
  • iconMay have to pay for delivery and set up
  • iconMay have to go in store for approval
  • iconMay not have the flexibility you want or need
Discover Your Leasing PowerSM

What is Leasing PowerSM?

Know how much you're approved for so you can shop with confidence! Leasing PowerSM is the total monthly amount that you have available to lease products at Aaron's. Discover your Leasing PowerSM before shopping in-store or during the checkout process online. Once you know your Leasing PowerSM, you can use your remaining amount on additional products without needing to re-apply! Your Leasing PowerSM approval is valid for 60 days from the date of your approval. In some cases, your Leasing PowerSM approval may expire sooner if certain events occur. Still have questions? Learn more about Leasing PowerSM

Inside Aaron's store view of tables and desks.
Payment options

We're flexible! What
works for you, works for us!

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Aaron's has flexible payment options. On most products, you can choose a lease ownership plan of 12 months, 18 months, or even 24 months. We want you to choose the best lease ownership plan for you. Plus, if you decide to set up automatic payments with EZPay, you can select your payment schedule, too!§

  • 12 Months
  • 18 Months
  • 24 Months
  • $ Lower
  • $$
  • $$$ Higher
  • $ Lower
  • $$
  • $$$ Higher
Shopping at Aaron's

How does it work?

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Step 1:

Shop

Aaron's has over 10,000 brand name products for every room in your house, so finding what you want is easy!

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Step 2:

Pick Your Product & Apply

Once you've picked the perfect product for you, complete our quick application to learn how much Leasing PowerSM you're approved for! Leasing PowerSM is the total monthly amount that you have available to lease products. You can discover your Leasing PowerSM during the checkout process.

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Step 3:

Schedule delivery

Once you've been approved and sign your lease agreement, we'll call to schedule your free delivery and set up! We'll take care of all the hassle, so you don't have to break a sweat! (Some restrictions apply.*)
Learn more about free delivery*

start shopping now
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Step 1:

Apply

Fill out an application (it's quick and easy!)

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Step 2:

Discover Your Leasing PowerSM

Once you've been approved, you'll learn your Leasing PowerSM, which is the total monthly amount that you have available to lease products.

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Step 3:

Shop In-Store & Schedule Delivery

Shop your favorite products, sign your lease agreement, and we'll schedule your free delivery and set up! (Some restrictions apply.*)
Learn more about free delivery*

get in store approval
Become a VIP

Want an exclusive offer and special deals?

Sign up to get immediate access to a special $1 gets you started offer and deals that are ONLY available through Aaron's emails.

$1 gets you started* some restrictions apply

Still have questions? We're here to help

Do you offer a same as cash option? How does it work?

For new agreements with a lease ownership plan longer than 6 months, if you payout your merchandise within the applicable same as cash period, you will pay the cash price, plus tax and applicable fees (if any). The same as cash period varies by location but is generally 120 day. For California residents the same as cash period is 90 days for all rental purchase agreements.

What forms of payment do you accept?

Aaron's accepts cash, checks, money order, and all major credit cards at most locations.

What is meant by “no credit needed?”

"No Credit Needed" means that you don't necessarily need to have any established credit history to be approved for a lease. We do check credit sources; however, we look at many other data points to make a final decision, and we regularly approve customers that other stores won't, including customers with less than perfect credit or very little credit history.

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